Publications

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Forty-three Percent of Eligible Rural Families Can Claim a Larger Credit with EITC Expansion
May 11, 2009
This policy brief on the changes to the Earned Income Tax Credit in the ARRA also shows that families with three or more children and married couples will receive an increased refund under these new EITC rules for tax years 2009 and 2010. Many families in urban and suburban communities will also see increased benefits under these new provisions.
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Navigating the Teen Years: Promise and Peril for Northern New Hampshire Youth
May 6, 2009
This report provides a snapshot of how youth are doing in Carroll, Coos, and Grafton counties and describes some of the difficulties they and their communities face as they negotiate the transition to adulthood. The study is based on data from several agencies that collect county- and community-level information about youth, as well as from interviews with individuals working with youth in each…
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Paid Sick Time Helps Workers Balance Work and Family
May 4, 2009
In New Hampshire, workers fare better than workers nationally, yet one-quarter of Granite State workers do not have paid sick days. The lack of paid sick days places workers in a bind. They are forced to choose between caring for a sick family member or themselves and losing pay. This brief suggests that the long-term benefits of workers having paid sick days out way the cost for employers…
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Child Tax Credit Expansion Increases Number of Families Eligible for a Refund
May 1, 2009
The analysis shows that more than 500,000 rural families, or almost 9 percent of rural families, will become newly eligible for the Child Tax Credit under the expansion included in the American Recovery and Reinvestment Act. Within these families are an estimated 900,000 rural children. The proportion of urban families benefiting from the expanded Child Tax Credit is slightly lower than in rural…
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Financial Innovations Roundtable: Developing Practical Solutions to Scale up Integrated Community Development Strategies
April 1, 2009
Essays from national experts affiliated with the “think-do” tank , the Financial Innovations Roundtable, housed at the Carsey Institute at the University of New Hampshire.
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Maximizing Returns to Colleges and Communities
February 1, 2009
Colleges and universities depend tremendously on their local communities in numerous ways, and through community investment, have a unique opportunity to support these communities in turn. This handbook provides an overview of community investment, including a step-by-step guide to implementing a community investment program that maximizes both financial and social returns.
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Experience of the New Hampshire Community Loan Fund in Mainstreaming of Acquisition Loans to Cooperative Manufactured Housing Communities, The
January 1, 2009
This study aimed to provide evidence of the extent to which a financial product―land acquisition loans for manufactured home parks―performed well and was adopted by mainstream financial institutions. The study hypothesized that The New Hampshire Community Loan Fund’s effective introduction of the new loan product, coupled with excellent loan performance, led banks to adopt the loan product.
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Promise and Responsibility of Community Finance, The
January 1, 2009
Community development finance has played an important role in community revitalization over the past 30 years and may be even more important in the current financial climate. But today community development finance institutions (CDFIs), as well as many community banks and credit unions face significant funding stress. This brief highlights the importance of refocusing support of CDFIs to sustain…
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Many New Voters Make the Granite State One to Watch in November
December 18, 2008
A third of potential voters in New Hampshire during the fall of 2008 have become eligible to vote in the state. Further, these potential new voters are more likely to identify with the Democratic Party and less likely to identify as Republicans than are established New Hampshire voters, contributing to the state's purple status.
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Youth Aspirations and Sense of Place in a Changing Rural Economy: The Coös Youth Study
January 1, 2009
Youth in rural Coös County have surprisingly strong ties to their communities, finds a new report from the Carsey Institute. The brief is the first to report on a ten-year panel study of students who began seventh and eleventh grades in 2007 in Coös, New Hampshire's northernmost and most rural county.
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Working Hard for the Money Trends in Women's Employment 1970 to 2007
December 16, 2008
Seventy-three percent of married rural mothers with children under age 6 work for pay. As men's employment rates have dropped over the past four decades, more rural women are working to keep the lights on at home. Rural women are just as likely as their urban counterparts to work for pay, but they earn less, have fewer occupational choices, and have seen their family income decline as men…
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Rural Children Now Less Likely to Live in Married-Couple Families
November 24, 2008
The percentage of rural children living in married-couple families dropped to 68 percent in 2008, one percentage point below that of children in metropolitan areas. In 1990, 76 percent of rural children and 72 percent of metropolitan-area children were living in married-couple families. But while marriage declined in both areas in the 1990s, urban rates bottomed out at 68 percent in 1998. The…
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Concentrated Rural Poverty and the Geography of Exclusion (Copub with Rural Realities)
November 19, 2008
One-half of rural poor are segregated in high-poverty areas, a new policy brief co-published by the Carsey Institute at the University of New Hampshire and Rural Realities. This brief highlights the challenges faced by America's rural poor, particularly as they are physically and socially isolated from middle-class communities that might offer economic opportunities.
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Many New Hampshire Jobs Do Not Pay a Livable Wage
October 21, 2008
As the U.S. economy falters and recession looms, 79 percent of jobs in New Hampshire do not pay a wage sufficient for single-parent families with two children to provide basic needs such as housing, food, transportation, child care, and health care. Carroll County has the lowest percentage of livable wage jobs, with only 13 percent of jobs paying a livable wage for single-parent families with two…
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Unemployment Insurance: A Safety Net for Victims of Intimate Partner Violence and Their Children
August 5, 2009
The Centers for Disease Control (CDC) estimates that over 5 million intimate partner assaults are perpetrated against women each year, and they lose more than 8 million days of work annually. Expanding Unemployment Insurance (UI) benefits to victims of domestic violence is one mechanism for supporting women as they seek to escape the violence in their lives.
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The State of Working New Hampshire 2009
September 2, 2009
The issue brief finds that while New Hampshire workers have fared well compared with other New England states, wages have stagnated and full-time workers now form a smaller share of the labor force.
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Religion, Politics, and the Environment in Rural America
October 14, 2008
Reflecting the heterogeneous nature of rural America, rural Americans are divided primarily along religious lines on their perspectives of environmental conservation and climate change. And as rural voters and environmental issues become key issues in the upcoming presidential election, this religious divide presents a challenge to political candidates.
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Family-Friendly Policies for Rural Working Mothers
September 8, 2009
For working parents, family friendly work policies like paid sick days, flexible time, or medical insurance can reduce work-family conflict and lead to less absenteeism and higher productivity. Working parents in rural America, however, have less access to these policies than their urban counterparts.
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Measures and Methods: Four Tenets for Rural Economic Development in the New Economy
October 1, 2008
Rural communities working to find strategies for success in today's economy need to rethink the tools they are using. Brown-Graham is the executive director of the Institute for Emerging Issues and a policy fellow at the Carsey Institute. William Lambe is the associate director at the Community and Economic Development Program at the School of Government, University of North Carolina at…
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Home Care Workers: Keeping Granite Staters in Their Homes as They Age
September 15, 2009
Using data from the New Hampshire Direct Care Workforce Survey, this brief shows that New Hampshire's demand for home-based care workers outpaces supply because its population is aging at a faster rate than the national average. These workers play a critical role and face many challenges, including low pay, little or no paid time off, and lack of access to health insurance.