Publications

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Maximizing Returns to Colleges and Communities
February 1, 2009
Colleges and universities depend tremendously on their local communities in numerous ways, and through community investment, have a unique opportunity to support these communities in turn. This handbook provides an overview of community investment, including a step-by-step guide to implementing a community investment program that maximizes both financial and social returns.
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Experience of the New Hampshire Community Loan Fund in Mainstreaming of Acquisition Loans to Cooperative Manufactured Housing Communities, The
January 1, 2009
This study aimed to provide evidence of the extent to which a financial product―land acquisition loans for manufactured home parks―performed well and was adopted by mainstream financial institutions. The study hypothesized that The New Hampshire Community Loan Fund’s effective introduction of the new loan product, coupled with excellent loan performance, led banks to adopt the loan product.
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Promise and Responsibility of Community Finance, The
January 1, 2009
Community development finance has played an important role in community revitalization over the past 30 years and may be even more important in the current financial climate. But today community development finance institutions (CDFIs), as well as many community banks and credit unions face significant funding stress. This brief highlights the importance of refocusing support of CDFIs to sustain…
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Youth Aspirations and Sense of Place in a Changing Rural Economy: The Coös Youth Study
January 1, 2009
Youth in rural Coös County have surprisingly strong ties to their communities, finds a new report from the Carsey Institute. The brief is the first to report on a ten-year panel study of students who began seventh and eleventh grades in 2007 in Coös, New Hampshire's northernmost and most rural county.
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Many New Voters Make the Granite State One to Watch in November
December 18, 2008
A third of potential voters in New Hampshire during the fall of 2008 have become eligible to vote in the state. Further, these potential new voters are more likely to identify with the Democratic Party and less likely to identify as Republicans than are established New Hampshire voters, contributing to the state's purple status.
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Working Hard for the Money Trends in Women's Employment 1970 to 2007
December 16, 2008
Seventy-three percent of married rural mothers with children under age 6 work for pay. As men's employment rates have dropped over the past four decades, more rural women are working to keep the lights on at home. Rural women are just as likely as their urban counterparts to work for pay, but they earn less, have fewer occupational choices, and have seen their family income decline as men…
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Rural Children Now Less Likely to Live in Married-Couple Families
November 24, 2008
The percentage of rural children living in married-couple families dropped to 68 percent in 2008, one percentage point below that of children in metropolitan areas. In 1990, 76 percent of rural children and 72 percent of metropolitan-area children were living in married-couple families. But while marriage declined in both areas in the 1990s, urban rates bottomed out at 68 percent in 1998. The…
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Concentrated Rural Poverty and the Geography of Exclusion (Copub with Rural Realities)
November 19, 2008
One-half of rural poor are segregated in high-poverty areas, a new policy brief co-published by the Carsey Institute at the University of New Hampshire and Rural Realities. This brief highlights the challenges faced by America's rural poor, particularly as they are physically and socially isolated from middle-class communities that might offer economic opportunities.
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Many New Hampshire Jobs Do Not Pay a Livable Wage
October 21, 2008
As the U.S. economy falters and recession looms, 79 percent of jobs in New Hampshire do not pay a wage sufficient for single-parent families with two children to provide basic needs such as housing, food, transportation, child care, and health care. Carroll County has the lowest percentage of livable wage jobs, with only 13 percent of jobs paying a livable wage for single-parent families with two…
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Religion, Politics, and the Environment in Rural America
October 14, 2008
Reflecting the heterogeneous nature of rural America, rural Americans are divided primarily along religious lines on their perspectives of environmental conservation and climate change. And as rural voters and environmental issues become key issues in the upcoming presidential election, this religious divide presents a challenge to political candidates.
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Measures and Methods: Four Tenets for Rural Economic Development in the New Economy
October 1, 2008
Rural communities working to find strategies for success in today's economy need to rethink the tools they are using. Brown-Graham is the executive director of the Institute for Emerging Issues and a policy fellow at the Carsey Institute. William Lambe is the associate director at the Community and Economic Development Program at the School of Government, University of North Carolina at…
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A Profile of New Hampshire's Foreign-Born Population
September 12, 2008
At the turn of the 20th century, New Hampshire had over 88,000 foreign-born persons, over 15,000 more than it has today. In 1900, the state's concentration of foreign born (21 percent) was higher than the national average percentage and more than three times the current percentage of 6 percent in the state. In 1900, New Hampshire ranked 15th of all states in percentage of the foreign-born…
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Children in Central Cities and Rural Communities Experience High Rates of Poverty
August 20, 2008
New U.S. Census Bureau data released in August highlight increasing similarities of poverty rates between children in urban and rural communities. This common indicator of child well-being is closely linked to undesirable outcomes in areas such as health, education, emotional welfare, and delinquency.
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Urban and Rural Children Experience Similar Rates of Low-Income and Poverty
August 13, 2008
Data in this brief shows that the percentages of children living in low-income areas and poverty over the past fifteen years in rural and urban America are converging.
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Population Growth in New Hispanic Destinations
August 7, 2008
Natural increase—more births than deaths—is now the major engine of Hispanic population growth in many large metro areas and their suburbs, as well as numerous smaller metropolitan areas and rural communities. Hispanics now account for half of U.S. population growth, and Hispanic population growth is the reason many communities grew instead of declined.
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Place Matters Challenges and Opportunities in Four Rural Americas
July 17, 2008
A survey of 7,800 rural Americans in 19 counties across the country has led to the Carsey Institute's first major publication that outlines four distinctly different rural Americas—amenity, decline, chronic poverty, and those communities in decline that are also amenity-rich—each has unique challenges in this modern era that will require different policies than their rural neighbors.
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The State of Coös County: Local Perspectives on Community and Change
May 21, 2008
Coös County residents are largely optimistic about their future despite significant economic challenges, especially in the Berlin/Gorham area. As part of a three-pronged effort to understand the ongoing changes in New Hampshire's North Country and surrounding counties, researchers at the Carsey Institute have surveyed more than 1,700 adult residents of Coös County, New Hampshire, and Oxford…
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The Changing Faces of New England
February 19, 2008
New England is growing more slowly than the rest of the nation. The region is becoming more racially diverse, and demographic trends contrast sharply between northern and southern New England and metropolitan and rural areas. New England's population stood at 14,270,000 in July 2006, marking a gain of just 2.5 percent since 2000, less than half the national rate.
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Rural Youth are More Likely to be Idle
January 29, 2008
Rural young adults, ages 18-24, are more likely to be idle not in school, the labor force, or the Armed Forces than their urban counterparts. Among rural high school dropouts and racial-ethnic minorities, rates of idleness are even more pronounced.
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A Profile of Latinos in Rural America
January 23, 2008
Despite their traditional residence in U.S. urban areas, Latinos represent a large and growing segment of America's rural population. Using recent data from the U.S. Census Bureau's 2006 American Community Survey (ACS), Saenz presents a profile of the Latino population in the nonmetropolitan United States.