Category: Economic Development

In this working paper, authors Charles Tansey and Michael Swack outline a path to conventional equity for CDFIs.

Using data from a phone survey of 1,980 Puget Sound residents conducted in 2012, this fact sheet outlines residents’ views about the importance of environmental protection as well as their opinions about energy development, protection of wild salmon, and land use regulation.

Can Community Development Financial Institutions (CDFIs) get unlimited amounts of low cost, unsecured, short- and long-term funding from the capital markets based on their organizational credit risk? Can they get pricing, flexibility, and procedural parity with for-profit corporations of equivalent credit risk?

This case study provides an overview of Ziweto Enterprises, a social venture using franchising methodology to scale its growth. The goal of this study is to present a clear picture of how the starting stages of a social franchise can expand and thrive in a developing country such as Malawi. By discussing Ziweto’s history, business model, operations, challenges, successes, decision-making process, social impact, and projected future, this case study aims to provide insight into the application of business format franchising to address social problems.

Hit hard by the national decline in natural-resource and manufacturing jobs, North Country communities in northern New Hampshire and bordering areas of Maine and Vermont (Figure 1) continue to face challenges in restructuring their economies.1 A 2008 study classified Coös County, New Hampshire, and Oxford County, Maine, as “amenity/decline” regions, a common pattern in rural America where historically resource-dependent places experience decline in their traditional industries, even while natural amenities present new opportunities for growth in areas such as tourism or amenity-based in-migration. Complicating this transition, there is often out-migration of young adults seeking jobs and financial stability elsewhere, as new industries in rural areas tend toward seasonal employment or require different kinds of skills.2 In this brief, we report on a 2017 survey that asked North Country residents about their perceptions, hopes, and concerns regarding this region. Many of the same questions had been asked on earlier surveys in 2007 and 2010, providing a unique comparative perspective on what has changed or stayed much the same.

This study aimed to provide evidence of the extent to which a financial product―land acquisition loans for manufactured home parks―performed well and was adopted by mainstream financial institutions. The study hypothesized that The New Hampshire Community Loan Fund’s effective introduction of the new loan product, coupled with excellent loan performance, led banks to adopt the loan product.

As part of the Community and Environment in Rural America (CERA) project, researchers at the Carsey Institute surveyed 1,541 residents of the ten boroughs and unincorporated census areas in Southeast Alaska to better understand social and environmental change in the region and their implications for Alaskan community and families. The authors of this brief report that social problems in the extremely isolated region of Southeast Alaska such as crime and drug use are closely related to economic distress, particularly in small outlying communities. They suggest that economic development interventions should be paired with social assistance to address these interrelated problems. Natural resource industries are highly valued, and supporting sustainable expansion of these industries will be critical in the future. Residents highly value the natural and cultural character of the region. Southeast Alaska’s natural assets and strong social capital suggest that residents can collaborate to address social and environmental concerns. Trust and confidence in government is low. However, increasing local engagement may help bridge this divide and encourage public-private partnerships and more cooperative relationships. With its rising energy costs and limited access to high-quality foods, national programs that increase access to affordable energy and quality foods should focus on this region. Significant economic and social challenges can make life in Southeast Alaska a challenge, yet residents remain resilient and optimistic about the future of their communities.

Colleges and universities depend tremendously on their local communities in numerous ways, and through community investment, have a unique opportunity to support these communities in turn. This handbook provides an overview of community investment, including a step-by-step guide to implementing a community investment program that maximizes both financial and social returns.

Regions of rural America are being reshaped by growing numbers of immigrants who are choosing small-town life over the bright lights of the big city. This study found that immigrant settlers may have a big impact on small, rural communities—sometimes straining resources but also offering promise for reinvigorating dying communities.