May 13, 2009
The Making Work Pay Tax Credit provides eligible U.S. workers with additional money in each paycheck throughout the year. The fact sheet shows that 78 percent of rural working families will receive the full amount of the credit, while an additional 10 percent of families will receive a partial credit due to low earnings or high earnings. These tax credits, along with the expansion to the Child...
May 11, 2009
This policy brief on the changes to the Earned Income Tax Credit in the ARRA also shows that families with three or more children and married couples will receive an increased refund under these new EITC rules for tax years 2009 and 2010. Many families in urban and suburban communities will also see increased benefits under these new provisions.
May 6, 2009
This report provides a snapshot of how youth are doing in Carroll, Coos, and Grafton counties and describes some of the difficulties they and their communities face as they negotiate the transition to adulthood. The study is based on data from several agencies that collect county- and community-level information about youth, as well as from interviews with individuals working with youth in each...
May 4, 2009
In New Hampshire, workers fare better than workers nationally, yet one-quarter of Granite State workers do not have paid sick days. The lack of paid sick days places workers in a bind. They are forced to choose between caring for a sick family member or themselves and losing pay. This brief suggests that the long-term benefits of workers having paid sick days out way the cost for employers...
May 1, 2009
The analysis shows that more than 500,000 rural families, or almost 9 percent of rural families, will become newly eligible for the Child Tax Credit under the expansion included in the American Recovery and Reinvestment Act. Within these families are an estimated 900,000 rural children. The proportion of urban families benefiting from the expanded Child Tax Credit is slightly lower than in rural...
April 1, 2009
Essays from national experts affiliated with the “think-do” tank , the Financial Innovations Roundtable, housed at the Carsey Institute at the University of New Hampshire.
February 1, 2009
Colleges and universities depend tremendously on their local communities in numerous ways, and through community investment, have a unique opportunity to support these communities in turn. This handbook provides an overview of community investment, including a step-by-step guide to implementing a community investment program that maximizes both financial and social returns.
January 1, 2009
This study aimed to provide evidence of the extent to which a financial product―land acquisition loans for manufactured home parks―performed well and was adopted by mainstream financial institutions. The study hypothesized that The New Hampshire Community Loan Fund’s effective introduction of the new loan product, coupled with excellent loan performance, led banks to adopt the loan product.
January 1, 2009
Community development finance has played an important role in community revitalization over the past 30 years and may be even more important in the current financial climate. But today community development finance institutions (CDFIs), as well as many community banks and credit unions face significant funding stress. This brief highlights the importance of refocusing support of CDFIs to sustain...
January 1, 2009
Youth in rural Coös County have surprisingly strong ties to their communities, finds a new report from the Carsey Institute. The brief is the first to report on a ten-year panel study of students who began seventh and eleventh grades in 2007 in Coös, New Hampshire's northernmost and most rural county.